Educational · ZATCA individual guidelines (3.7)
Zakat on debt instruments
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How are the instruments held? (3.7)
Investment / hold — zakāt follows underlying zakatable assets in the instrument
Trading / speculation — like trade offers (market value on due date)
Total market value of positions at zakāt due date (SAR)
Known zakatable base (SAR) — only if you determined it from the instrument’s zakatable content
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Metal prices (SAR per gram)
Pure gold: SAR per gram
Pure silver: SAR per gram (optional)
Nisāb in SAR (from your prices)
Gold-based (85 g × price)
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Silver-based (595 g × price)
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Threshold used for comparison
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